Among the various investment routes available under Saint Lucia’s Citizenship by Investment Program, the National Action Bond (NAB) stands out as a structured, government-backed option that appeals to families and investors focused on long-term planning. Introduced in 2023, the NAB option reflects Saint Lucia’s ongoing efforts to offer sustainable investment choices while maintaining high standards of due diligence and programme integrity.
What Is the National Action Bond?
The NAB is a non-interest-bearing government bond issued by the Government of Saint Lucia. Unlike other investment routes, the NAB requires no donation. Instead, it involves a fully refundable investment of USD 300,000, held for a five-year period, along with a non-refundable administrative fee of USD 50,000.
These funds are allocated towards national development priorities identified by the government. Applicants do not earn interest, but the principal is returned after the holding period, subject to all compliance and programme terms being met.
Who Can Be Included in the Application?
One of the key advantages of the NAB route is the flexibility it offers for family inclusion. An application under the NAB option can include:
- The main applicant
- A spouse
- Dependent children under 21 years of age
- Dependent children aged 21–30, if financially supported
- Parents of the main applicant or spouse, aged 55 or older
- Siblings of the applicant or spouse, unmarried and under the age of 18
The USD 300,000 investment covers the main applicant and up to four additional dependents. For families larger than five members, additional fees apply for each extra dependent. It’s a route that works well for families seeking a single investment that benefits multiple generations.
What Makes This Option Appealing?
While each investor has unique goals, the NAB route is particularly attractive to those who:
- Prefer a capital-preserving option over a donation
- Plan to include multiple family members under one application
- Want a government-backed structure with clearly defined exit terms
- Value a process handled with legal oversight and local expertise
It is not the lowest-cost route, but for investors focused on asset structure and long-term benefit, it offers an alternative to one-time contributions with no return.
McNamara’s Role in the Process
At McNamara Citizenship Services, we work closely with a global network of advisors, consultants, and licensed promoters who rely on our local presence and legal oversight to deliver well-managed applications under the National Action Bond route.
As an authorised agent and Saint Lucia’s largest law firm, we’re positioned to act not just as a service provider—but as a strategic execution partner for those who value long-term collaboration and compliance-first processes.
- We ensure eligibility before submission
- We conduct a thorough review of source of funds and documentation
- We coordinate closely with the Citizenship by Investment Unit at every stage
Looking Ahead
The National Action Bond is a reflection of Saint Lucia’s evolution in the investment migration space—a route designed not just for individual gain, but for public good. It offers investors an alternative path that balances transparency, structure, and multi-family access.
If you’re considering this route and value legal clarity throughout the process, McNamara is positioned to support you with informed guidance at every step.
