The Saint Lucia Citizenship by Investment Program (CIP) is not just for individual investors—it’s a powerful tool for family security, mobility, and legacy planning. As more high-net-worth individuals (HNWIs) seek options to protect their families from geopolitical instability, rising tax burdens, and limited travel freedom, Saint Lucia stands out for its inclusive and flexible family framework.
In this article, we explore exactly who can be included in a Saint Lucia citizenship application, how the process works, and how options like the National Action Government Bonds (NAB) make it easier for families to obtain second citizenship together.
Who Can You Include in Your Saint Lucia Citizenship Application?
Saint Lucia offers one of the most inclusive definitions of a family unit under its CIP, making it ideal for investors seeking to secure second citizenship for their loved ones.
Here’s who you can include:
1.Spouse
- Legally married partner of the main applicant.
2. Children
- Biological or adopted children of the main applicant or spouse.
- Must be under 21, or up to 30 if they are fully supported and unmarried.
- Children with physical or mental challenges may be included regardless of age if fully supported.
3. Parents and Grandparents
- Of the main applicant or spouse.
- Must be aged 55 or older and financially dependent on the main applicant.
4. Siblings
- Of the main applicant or spouse.
- Must be under the age of 18, unmarried, and have consent from their legal guardian.
This extended family eligibility allows applicants to secure multi-generational protection, opening global mobility, access to better education, and long-term contingency planning.
How to Include Family Members in the Application
Family members must be declared in the initial application and provide the same level of documentation as the main applicant, including:
- Proof of identity and relationship (e.g. birth or marriage certificates)
- Police clearance certificates (for those over 16)
- Medical reports
- Financial dependency evidence (if applicable)
Family members added after the original application may require a separate application and an additional government fee.
Investment Options for Families
Saint Lucia offers multiple investment routes, but for families, two options are particularly appealing:
1. National Economic Fund (NEF) – Contribution-Based Route
This is a non-refundable contribution to Saint Lucia’s government fund. The cost structure is:
- USD 240,000 – Main applicant with up to three qualifying dependents
- USD 10,000 – Each additional dependent under 18
- USD 20,000 – Each additional dependent aged 18 or above
This route is fast and simple, ideal for families who prioritise speed and ease over asset ownership.
2. National Action Government Bonds (NAB) – Capital Preservation Route
Introduced as a strategic alternative, the NAB option allows families to retain their capital:
- A minimum of US$300,000 in non-interest-bearing government bonds
- A fixed, non-refundable fee of US$50,000 per application, regardless of the number of dependents included.
- Bonds are held for 5 years, then fully returned with 0% interest
- No additional fees per dependent, making it cost-efficient for larger families
This option is particularly attractive to families looking to preserve capital while still obtaining citizenship.
Why Families Are Choosing Saint Lucia
- Global Mobility: Visa-free or visa-on-arrival access to 140+ countries
- No Residency Requirement: No need to live in or visit Saint Lucia before or after citizenship is granted
- Tax Neutrality: No tax on worldwide income, wealth, inheritance, or capital gains
- Education & Lifestyle: Better access to global education and a Plan B in times of instability
- Dual Citizenship Allowed: No requirement to renounce your current nationality
A Trusted Partner for Families: McNamara Citizenship Services
When applying for family citizenship, expert legal guidance becomes even more essential. From birth certificates in different jurisdictions to proof of dependency, the documentation must be airtight.
McNamara Citizenship Services, an authorised agent under the Saint Lucia CIP, offers specialised support for family applications, including:
- Individualised guidance on family eligibility
- Full documentation review and preparation
- Legal representation throughout the application
- Efficient communication with the Citizenship by Investment Unit (CIU)
Their long-standing reputation, legal expertise, and client-first approach ensure your entire family’s application is handled with care and precision.
In Summary
Saint Lucia’s Citizenship by Investment Program is more than a residency or travel solution—it’s a strategic family protection plan. Whether you’re looking to unlock global access for your children, tax-neutral estate planning for your parents, or peace of mind for your spouse, Saint Lucia offers a streamlined and inclusive path to citizenship.
Secure a safer future for your entire family
Get in touch with McNamara Citizenship Services today to begin your application with trusted experts by your side.
